UK property investment tricks? Why are real estate investors still flocking to Europe? Just a few years ago, everyone was predicting the end of Europe, especially the end of continental Europe. But we have still seen ever-increasing property prices as investors flock to the markets; Berlin, Lisbon, Dublin, Rotterdam, and Zagreb are among the European cities experiencing high levels of growth. Real estate markets in Europe, however, whether commercial or residential, are actually very expensive. Considering that crises are high and property assets are trading at incredibly low property yields; this makes the underlying value of properties very high. So how is it possible that a continent experiencing modest economic growth with a still-low inflation – though improving, albeit slowly – continues to attract global investors? The answer is simple: it’s all linked to the monetary policy of the European Central Bank (ECB), and it has nothing to do with real estate. The ECB has a loose monetary policy of keeping interest rates artificially low; on 25 July 2019, it decided to keep them unchanged at 0.00%, 0.25% and -0.40% for as long as necessary. Investors, therefore, don’t see any other possibility than investing in real estate. Buying stocks can be too risky as they are volatile, and bonds are expensive considering yields are still hovering around very low levels.
If you’re going to buy a house it makes a lot of sense to make sure that rush hour traffic isn’t unbearable. The last thing you want is to buy a home and find out that you’re going to be sitting in heavy traffic every day. Time is more valuable than money, you don’t want to spend your time in traffic – I know I don’t. You want to spend your time doing more important things like spending time with your family. We always recommend our buyers check out the commute to and work on different days just to make sure it’s something they are comfortable with.
Looking for a home before applying for a mortgage. Many first-time buyers make the mistake of viewing homes before ever getting in front of a mortgage lender. In some markets, housing inventory is still tight because there’s more buyer demand than affordable homes on the market. And in a competitive market, you could lose a property if you aren’t preapproved for a mortgage, says Alfredo Arteaga, a loan officer with Movement Mortgage in Mission Viejo, California. How this affects you: You might get behind the ball if a home hits the market you love. You also might look at homes that, realistically, you can’t afford. What to do instead: “Before you fall in love with that gorgeous dream house you’ve been eyeing, be sure to get a fully underwritten preapproval,” Arteaga says. Being preapproved sends the message that you’re a serious buyer whose credit and finances pass muster to successfully get a loan. Find extra information on here.
This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them.
For our chinese readers:
英國物業投資課程 (UK property investment program) 慈善項目免費教授 填妥以下報名表格即時線上觀看 所謂慈善計劃是指你不會見到我們有任何後續收費的課程在入面. 堂英國物業投資課程: 實戰篇-計算回報現金流 你知道英國物業投資收租Buy to let 點估算租金? 今日就教你一個工具去估算，你還可以知道點樣定價你的英國樓租金。你的英國物業投資最高及最低可以收到幾多的租金，你還可以即時估算到該間英國樓的估值是多少。你知道如何計算英國樓按揭、稅、MOE嗎? 又點計收租回報現金流呢? 上邊一個Excel 包埋稅項幫你計算，Buy to flip 可以做邊項裝修? 英國樓HMO又點計收租回報現金流呢? 這是我過往花左大量金錢配合經驗的慈善項目英國物業投資課程。
第1堂英國物業投資課程: 世界樓一概況，我去邊買樓好? 我去邊度買樓好? 查理帶大家看各國家樓，邊度最好投資。今集上半部份會講下買樓的Theory，下半部份會帶大家分析各國的樓及玩法? 英國樓、澳洲樓、越南樓、日本樓、泰國樓、馬拉樓、柬埔寨樓每個地方和你分析。
第3堂英國物業投資課程: 擇位篇-20要點擇最靚位置 買樓地區中伏位? 點擇最徍地段? 如何避開罪案區、洪水區、地震區? 在湖前面會值錢D? 在火車站旁邊就好? 查理教你看地段中伏位(以英國樓中伏位做例子)，又教你看值錢位，打造最具價值的英國物業投資 (以英國物業投資做例子)。 在此网站上阅读更多详细信息 https://www.kingacademic.com/englandinvest/.
堂英國物業投資課程: 擇代理篇-13題擇代理 UK 物業 Letting agent 的服務範圍? 有咩專業資格? 按金及收租有咩保障? 13條問題幫你選擇Agent，7大Agent招式討論，片中亦有實戰的部份教大家網上搜尋代理及評論。這個部份是英國物業投資課程的重點。