Avoiding online scams recommendations by MyTrendingStories online publishing in 2021? People in New Zealand are losing millions of dollars to scammers each year – and this is just the figures reported to Netsafe so the actual figure is likely much higher. There are often similar characteristics to most scams so we’ve put our advice together to help you. Scammers are using COVID-19 as the lure to engage people. While the scams are different in nature, they all have a common theme in that they are trying to obtain personal information and financial details. Netsafe is encouraging people to stop and think carefully before entering your details online, or giving them to someone. It’s particularly important you protect information that can be used to access your accounts, build a fake online presence or impersonate you.
Live news with Mytrendingstories writing platform: You’ve been hired…and scammed. Often fake check scams and run in tandem with job-search scams. You’ll hear that you’ve been “hired” and instructed to deposit a check in your bank account, then withdraw most of the money and wire it to someone else. Victims are told to keep several hundred dollars of the money as payment. When the checks are later discovered to be phony, the banks reverse the deposit and the victims are left liable for the money withdrawn, usually several thousand dollars. Even if you’re not asked to forward on part of the funds, unexpected checks can still be scams. For example, you might be liable for the amount of the counterfeit check, your endorsement might give your account information to fraudsters, or you could receive follow-up attempts to phish for personal financial information — or some combination.
MyTrendingStories anti-scam advice: “The phone scams keep on coming — here are tips on how to avoid them” was the headline of a recent Boston Globe consumer protection column. Tips to avoid scams? Nice in theory, but with so many scams coming from so many directions, your best bet is to be generally aware of the new twists out there while you actively prepare for what you’ll do if one day you’re on the receiving end of a threatening message that actually makes you anxious or even terribly frightened. Talking to a local businessperson the other day, the “Professional Photographer/Copyright Infringement” scam came up. An email arrives filled with threats of legal action and a link the recipient is supposed to click to see the supposedly outrageous “copyright infringement” for themselves. This gentleman had just gotten the “Professional Photographer/Copyright Infringement” email again that morning, but he was not alarmed because he’d seen it about three times before. Read extra info on https://mytrendingstories.com/harjinder-surjeet/protect-seniors-against-cybercrimes-and-scams-dazcgi.
MyTrendingStories teaches how to avoid scams: Are you planning your next big trip or family vacation? Beware of scammers. I went to an expert to learn how to spot some of the most common travel scams so you don’t waste your money. Have you ever heard of kissandfly.com? The site touts the “Best flights and fares for you!” Last month, a metro Detroiter reported the site to the Better Business Bureau’s Scam Tracker. The victim was from the 48167 zip code – encompassing Northville, Novi, Farmington Hills, Lyon Township area. The individual wrote, “I bought a ticket to Europe searching through Skyscanner.” They went on to post in the complaint,” After two days, they have canceled one of my flights, no alternative was provided, and I can not get my refund.” The total amount lost, according to the complaint, was $2,150.00!
Can I get my money back? Your first port of call is the company or person that took your money. It may be worth seeing if you can get your money back from them – though if it’s a scam, this route’s unlikely. If you bought something costing more than £100 (ie, £100.01+) on a credit card, you may be able to claim it back under a little-known law: Section 75. Once you’ve paid using a credit card, the card provider and retailer are locked into a legally binding contract, so if the retailer can’t or won’t refund you, you can raise the dispute with your card provider. You won’t be covered under Section 75 if you used a debit card or spent exactly £100 or less on a credit card, but you could try to claim your money back under the chargeback scheme. It’s a voluntary agreement by your debit or charge card provider to stand in your corner if anything goes wrong. It’s not as effective as Section 75, and rules vary between providers. Unfortunately, if you’ve transferred the money using sites such as Moneygram, Western Union or PayPal, you generally can’t get your money back once you’ve handed it over. Discover more details at What is mytrendingstories.